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Our mission is to help you reduce your stress and frustration when your vehicle suffers a mechanical breakdown or if your vehicle is declared a total loss after an accident or theft.
PRco provides coverage and benefits designed specifically to help its customers through these setbacks and to get their lives in order again.
Shop our List of PRco Authorized Dealers
PRco is here when you need more than protection for your vehicle. In the face of current events, you are concerned about the risks you take when purchasing a pre-owned vehicle. For 20 years, PRco has been providing mechanical breakdown and GAP coverage for thousands of customers with pre-owned vehicles. In fact, pre-owned is our specialty.
When our Customers want to buy another car, they call us and ask for a referral to a dealer that sells our products. Dealers have told us customers will come to their stores and the first thing the customer wants to confirm is they can buy PRco protection. PRco customers are preparing for the unexpected by buying PRco protection today! They know from experience and have confidence in us.
The dealers who appear on this site use PRcoPower and Auto Dealers dealer management software to run their dealerships and are authorized to sell PRco’s Vehicle Service Contract and GAP coverage.

October 2001 Marjie Wright
PRco began operations in 1989. We have worked hard to build a superior consumer platform by providing comprehensive coverage and continuously improving our products and services. PRco is an independent, family-run company and for over 21 years, has been backed by Sutter Insurance Company, rated “Excellent” by A. M. Best.
Headquartered in the San Francisco suburb of Lafayette, California, PRco operates in the states of California, Nevada, Oregon and Washington.
